Love: Offers a range of amenities and recreational areas
You can have access to a range of amenities being offered by the HOA, such as swimming pools, gym or workout stations, and tennis court. There are also recreational areas for residents, like walking trails, jogging paths, playing fields, and community center.
Hate: Restrictive rules and covenants
While they differ from community to community, each HOA has its own declaration of “covenants, conditions, and restrictions” or CC&Rs. These are the rules that residents have to follow while living in the community. The goals of these rules are not to meddle but to maintain the attractiveness of the neighborhood and the value of the properties. However, some homeowners may find the covenants to be too restrictive or unreasonable since it prevents them from enjoying the freedom they want to have over their home.
Love: Less work and maintenance
Living in an HOA community could mean less work for you as a homeowner. HOAs handle services such as exterior home repairs, lawn care, snow removal, and pest control. They are also responsible for the upkeep of common areas, buildings, and shared amenities.
Hate: You can't paint, decorate, or renovate your home in the way you like it
Those CC&Rs mean the modifications you can do to your home is limited. Before you can push through with painting your home in your chosen colors, installing a play area or swing set, decorating for the holidays, or adding a new room, you may need to first seek approval from the HOA. If you don’t like someone telling you what to do with your beloved home, an HOA may not be right for you.